Islamic Financing

As an alternative to our conventional financing products, we offer a wide range of Islamic financing products, including i-Lease, i-Hire Purhase and i-Rental, complying with the provisions and principles of Shariah (Islamic Law) to suit your financing and business needs.

i-LEASE (AL IJARAH MUTAHIYA BI TAMLEEK)

i-LEASE(AL IJARAH MUTAHIYA BI TAMLEEK)

i-Lease is a facility offered to business enterprises for leasing of equipment for commercial purposes. i-Lease Agreement shall be entered between the Lessee and ORIX as the Lessor and is based on the concept of Al Ijarah Mutahiya Bi Tamleek. The Ownership of the Equipment remains with the Lessor while the Lessee only owns the right of use (Usufruct) of the Equipment.

i-HIRE PURCHASE (AL IJARAH THUMMA AL BAY)

i-HIRE PURCHASE (AL IJARAH THUMMA AL BAY)

i-Hire Purchase is based on the concept of Al Ijarah Thumma al Bay. It is a hiring contract, where the Hirer hires the Goods with the intention to purchase the Goods. The Ownership of the Goods shall pass to the Hirer at the end or upon the completion of the hiring period and the payment of all monies thereunder.

i-RENTAL (Operating Ijarah)

i-RENTAL(OPERATING IJARAH)

We provide custom fit rental solutions based on Shariah concept. Available only in Malaysia and for ICT & Office Automation Equipment, Test & Measurement Equipment and Medical Equipment for short & long term rental.